this post was submitted on 29 Jul 2025
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I don't understand how this works out badly for the person using a debit card. You pay for the vehicle and if they try to make you pay more you ask for proof and if you don't get it you walk away.
Or do they require a collateral fee when renting?
It's about who's lawyers you can rally to your defense in a dispute.
With a credit card you're spending the bank's money. If you can convince the bank you're in the right, it's you and the bank's lawyers recovering the bank's money.
As a debit card user, the banks will support your legal rights, because it's good business for your clients to prosper. While the bank's lawyers won't go to bat for you, many will be willing to give you quasi-legal and quasi-financial tidbits or point you in the right direction.
As the bank's client's employee, you're basically on your own. Good luck.
The other thing not being mentioned is that credit cards and debit cards have different legally required protections.
Yes