this post was submitted on 29 Jul 2025
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Virtually any place that accepts a credit card will accept debit cards, too. Actually, most debit cards can be processed as credit cards. The comment you responded to simply highlighted that this trick is much easier to pull with credit card than a debit card, as the creditor hasn't yet been repaid for the credit issued.
it's because with credit cards they can check the credit limit, then be sure that the card can pay the insurance deductible in case of crash
instead with debit i can rent a car, close or deativate the card, crash/total the rental car and then avoid paying any extra fee
most rentals don't rent with debit cards because they want to be sure, and who accepts debit: