Pay off my car or put it into my mortgage and live like I didn't get 40k. The remaining 10k I would split among my 3 kids. They deserve something nice.
this post was submitted on 16 Aug 2026
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I would use it to cover expenses while I continue to look for a job. COBRA isn't cheap, and I need good coverage for my various issues.
Kayak the McKenzie river from Yellow Knife to the Arctic sea. Ascend Mt Robson via the wishbone arête. Whitewater raft the full Grand Canyon. Have a Diet Coke.
I'd take time off work and travel europe for 6 months with my wife
I would invest it. It's a good chunk of money but it wouldn't change my life.
Pay off debt.
Edit: adding context
My wife recently lost her job to AI. She wound up finding a job that she actually likes, but at about 50% of her old salary. At the same time, I racked up some healthcare bills and we have a child trying to get out of the country for college, but of course the loan from Sallie Mae may not get to school in time for the first year, despite the fact we started the process about a year ago. About the only way we can think of to temper the loss of income is to sell the house and use the cash to pay off debt and live… somewhere.
If we could get out of the debt we are in, my wife would be able to keep her job and we would be able to help pay for college without selling the house.
Hopefully, we will find another way because ain’t nobody willing or able to give money away in this country lol
Turn my basement into properly approved living space, increasing the value of my house by roughly 33%. Then it's time to renegotiate my mortgage rate.
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Put it in the bank, I have everything I need and can afford and everything else is still far out of reach with 50k.
buy some land up north far away from civilization and build a nice quiet piece of paradise to run to.
fuck this planet. I want to crawl into the deepest darkest hole and disappear forever.
Pay off my car payment, part of my credit card debt, save the rest. That'd free up over $600 a month I could then save up further or pay down more debt.
Bills. Bills season tickets!
Go to a really nice dinner and put the rest towards my wedding anniversary.
Buy gold and bury it in the communal garden.
Debt free and my kids get superb birthdays every year
Probably fund a couple months of breaking rich people shit...