this post was submitted on 30 Jul 2025
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First, I don't understand why processors give a fuck. Do they imagine people are going to just stop using credit in protest of how other people spend their money? Tell me another fucking joke.
Second, I'm not a game developer, but I suddenly want to make a horror game that includes graphic, exploitive, gratuitous depictions of everything they complain about. And name the game Collective Shriek.
The worm that keeps getting put into payment processor's brains is that they might somehow be held criminally liable for games people purchase. It's like telling a bus driver that they might be liable because they gave a ride to someone who robbed a store.
I've heard this reasoning a few times. I don't buy it. Illegal content is already illegal. You aren't allowed to sell it. Policing particular content beyond that doesn't cover your ass. In fact, it implicates you if you do process payments for illegal content.
I've never seen any argument from them that this is the reasoning. The only rule they need is that you aren't allowed to sell illegal content on your platform. That covers everything. Going beyond that implies there's a different reason. They're being influenced by something else other than the law.
I think it actually is more complicated. There are anti obscenity laws in the United States where these companies (Steam and Itch.io, but also Visa, Mastercard, Stripe and Paypal) are based. The way those laws have been applied have been mostly permissive in the recent past, but I think there's reason to believe that this could change quickly. We may find ourselves in a situation where the highest court decides that this has all been illegal this whole time. Procedural and legal norms are feeling a bit shaky these days. People wonder why payment processors would bend over backwards on behalf of some group of aussie weirdos, but maybe being on their good side isn't the concern. Maybe it's that they're trying to self regulate to get ahead of any government action. Collective Shout may just be highlighting to them the most risky instances, making it so that they have no plausible deniability with regards to the content they are processing payments for.