this post was submitted on 17 Aug 2025
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[–] Zerush@lemmy.ml 15 points 1 day ago* (last edited 1 day ago) (5 children)

Any insurance works like a Lottery

[–] ILoveUnions@lemmy.world 2 points 1 day ago (4 children)

Insurance is risk adverse behavior. Lotteries are the opposite. Insurance is important no matter what type of society you have, because it's always important to have resources ready for disasters

[–] int32@lemmy.dbzer0.com 7 points 1 day ago (1 children)

True, but also maybe insurances shouldn't be companies. Their buisness model is based on fear.

[–] ILoveUnions@lemmy.world 5 points 1 day ago

Absolutely I agree. At a minimum they should be required to be non-profit, and really they should be government services for the necessary insurances like medical insurance.

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