this post was submitted on 11 Oct 2025
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So how dangerous is that really? I assume one day we’ll finally see investors saying, “Nah, that’s a bubble. I’m not gonna see any returns from those companies - I’m selling.” Then stock prices will fall, and some investors will lose money by selling for less than they bought. After that, AI unicorns will start to lose funding and close their businesses, laying off people.
But will I - a person who does not work in the AI industry and has not invested in AI companies - be affected by this?
Your pension is tied to these companies stocks. I can pretty much guarantee that "your" pension fund owns quite a few of these stocks.
But, and this is the important part, that isn't your pension. It is the pension for those that are retired right now. There is no saved stack of money that you earned during your life thats waiting for you. Unless there is an equal amount of tax paying workers by the time you retire, you wont be getting that pension.
I'm not sure how old you think most of us are, but I don't think pensions are a common retirement vehicle anymore, and haven't been for a while. 401k would probably be the modern equivalent, and it's still running on the stock market for the majority of its life prior to beginning to withdraw.
About half of the US population is enrolled in a pension even today...
https://www.unpri.org/private-retirement-systems-and-sustainability/private-retirement-systems-and-sustainability-united-states/5990.article#%3A%7E%3Atext=The+US+is+the+world%27s+biggest+funded%2Cactive+%28working%29+members+and+10.3+million+retirees.