A Boring Dystopia

I don't think this one fits the comm. Yes, the American health system is dystopian, but for mountain rescues and other 'extreme sports' this is the standard all around the world.

There are special insurances, some times through clubs or federations too, but if you go without them or out of what they cover you're on your own. Break an ankle and you'll gonna pay very handsomely—the vehicles, installations, equipment, training, personnel.. don't come cheap. And I think it is absolutely fair that, if you cause all these expenses and these people risking their lives because you wanted to play adventurer, you foot the bill.