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Because the pension system will not be very good at all in 20-30 years. Sure, you can live a „normal pensioners life“ because all the normal ones will be poor at that point in time.
The CDU is doing their best to destroy it (and many other things)
Idk how to respond to this because I don't want anybody to be so afraid of the future, but you also didn't really mention what is harming or even destroying the pension system.
I asume you are not German, because it's common knowledge that the pension system is vulnerable since it's conception in the 1950, and that it will become unsustainible in it's current form since the introduction of working contraception.
After WWII there was no capital to pay pensions whatsoever. To be able to pay pensions, the pension system was based upon a fictitional "generational contract" - people pay pensions to the older generation, and acquire the right to get pensions from the next generation. This "contract" only works if there is a next generation of about the same size as the previous. Since the introduction of working contraception, the system is broken.
Yes, but that is nothing that a later retirement age, a requirement for pensioners to draw on own personal wealth if it exists, and immigrant employees couldn't alleviate.
A later retirement age does only partially alleviate this problem, because the older people get, the less fit they are and the more they are not able to work because of health issues. You'll have to pay less pensions, but more disability benefits. Regarding a requirement to draw on own personal wealth - great idea, that's what the Riester program tried to implement, and it didn't work out. It's just not possible to build sufficient wealth as a working class citizen. The only working solution is immigration, and immigration is the main factor that German society hasn't collapsed already. But tell this to the AfD morons.
Well, if you mean later retirement age to be higher than life expectancy by at least a decade, maybe