this post was submitted on 09 Mar 2026
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If you treat your credit card like your debit card, you can get 3% off literally everything. As long as you don't spend more than you make, you'll never owe interest.
I have enough credit, I can by a whole car with the swipe of a card. I'll never have to wonder about underwriting or proving myself. I've already done so to my bank. And if I ever decide to do that, I'll have zero down and zero interest for 6 months.