this post was submitted on 27 Apr 2026
242 points (98.0% liked)
Asklemmy
54159 readers
425 users here now
A loosely moderated place to ask open-ended questions
Search asklemmy ๐
If your post meets the following criteria, it's welcome here!
- Open-ended question
- Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
- Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
- Not ad nauseam inducing: please make sure it is a question that would be new to most members
- An actual topic of discussion
Looking for support?
Looking for a community?
- Lemmyverse: community search
- sub.rehab: maps old subreddits to fediverse options, marks official as such
- !lemmy411@lemmy.ca: a community for finding communities
~Icon~ ~by~ ~@Double_A@discuss.tchncs.de~
founded 7 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
Yes
Does that mean you don't buy insurance or are you paying someone to intentionally scam you?
It is strange that you don't have an option to choose a insurance company who are not scammers. I mean, that no one thought of starting an insurance company which promotes self on actually helping their customers.
There are companies outside US who are not scamming people and still are profitable.
Outside of the US here: nearly every insurance company in Belgium (that are coincidently also the banks) are 100% scamming people and literally make their entire business model off of ripping people off as much as possible.
Using any and every excuse to deny people the insurance they paid for when they have legitimate claims is literally how they are "profitable."
We have quite a lot of public stats on the insurance companies in Denmark. You can see how many formal complaints a company have received, I.e. customers who have made a complaint a decision made by the insurance company, how many of these complaints have been in favor of the insurance company or the customer, which types of insurances each company gets most complaints about, etc. So there is a lot of data that allows you to make a informed decision about which insurance company you want to choose.
And even on the off chance they actually pay for whatever you need, you need to go through an ungodly amount of bureaucracy and most certainly pay a deductible as if you are not already paying enough for the insurance!
yet. The need for infinite growth will always lead to insurance companies to engage in the DDD playbook and worse when they capture the finite market of users.