cross-posted from: https://piefed.blahaj.zone/c/politicalmemes/p/843651/valid-point
this post was submitted on 08 Jul 2026
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I was born in 2000, so I count as gen Z, and I genuinely prefer using physical debit card to paying with a phone (except when I need to touch the keyboard on a terminal).
But I'm weird like that and I like physical things, like my wallet with a sewing kit and bottle opener. In other pocket I keep a knife and a small flashlight
And I'm not installing my government app, and especially I'm not installing some shitty gym membership app, when I can have a card in my wallet.
That's because the brain rot starts around 2005+
If you can, I'd suggest switching to a credit card and just pay it off every month. The general lack of consumer protection on debit cards is frightening. So many companies put minimum effort in protecting your data.
This is how me, the murican, thinks also. but my euro wife thinks it's bonker to even keep a personal credit card and that having any amount of debt is like the worst position you can be in. ¯(ツ)/¯
Pretty much the same, renting a car while on vacation would be the only scenario I could think of that a credit card would be useful. And yes I live in EU
Having a credit card is even considered a liability when applying for mortgage here
Perhaps its different there, Europe has far better general consumer protection policies. But in the US, generally, if someone gets your debit card info, they can drain your account and the bank won't do anything. The money is gone.