this post was submitted on 05 Sep 2026
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I suppose if you are just thinking about things like cost of formula, diapers, clothes, education. In terms of time spent, children take less and less one on one time as each year passes. They have a finite timeline of required care.
The elderly become less and less independant, the care they require becomes more and more medical in nature, and there is no timeline. Someone with dementia can require around the clock medical care for decades.
Yes, the medical care is 1000x more than cost of food and things.
An infant requires more constant care than a dying elderly. Parents are on rotation 24/7 for the first year. That's more than elderly get in hospice.
Moneywise it's $600k for a child. $400k from parents. $200k from the state for the free k-12 education.
Elderly on average have $200k in savings age 65-74 and spend $155k in medical costs their last 3 years.
Children are more expensive in money and direct labor.