this post was submitted on 30 Oct 2026
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[–] P1nkman@lemmy.world 11 points 2 days ago (15 children)

So should I withdraw whatever i have in technology index funds, while I have the gains?

[–] UnpoppedCorn@lemmy.world 10 points 2 days ago (2 children)

If you have a place to park it that will earn more or lose less, definitely. Putting into cash will lose at least 3% per year.

[–] P1nkman@lemmy.world 3 points 2 days ago (4 children)

I'm thinking withdraw my gains, wait for the crash, buy in again? Damn, it's a gamble...

[–] TheJesusaurus@piefed.ca 1 points 1 day ago

The market can stay irrational longer than you can stay solvent.

There are trillions of dollars at play here and nobody knows when or if it's all going to go tits up or how. You could make your play and this could all drag on another 6 months or a year or even more and you'll be long cleaned out

[–] UnpoppedCorn@lemmy.world 13 points 2 days ago (1 children)

Timing the market usually fails. Dollar cost averaging can give you a small advantage.

Assuming that AI follows a similar path as the .com boom... A lot of companies will go under leaving a few companies who will benefit greatly. It's not that AI is going away. We're just pruning the dead wood.

[–] baines@lemmy.cafe 2 points 1 day ago

thank fuck there is some rstional advice here

don’t time the market you helpless gambling addicts

[–] OhVenus_Baby@lemmy.ml 2 points 1 day ago

Never time the market lol

[–] shalafi@lemmy.world 2 points 2 days ago

The AI bubble won't be a typical dip. Some, maybe most, of these companies will be wiped out. No idea as to who crawls out the blast crater, but there will be survivors.

[–] schipelblorp@sh.itjust.works 1 points 2 days ago* (last edited 2 days ago) (1 children)

My uneducated and impoverished thought is cash will buy you real estate which is about to get really cheap, whereas any stock you buy today is going to have a severe crash very soon.

But most of my investments are in beans: i've got jars or black, red, garbanzos, kidney, and navy beans; also a variety of lentils.

[–] UnpoppedCorn@lemmy.world 2 points 2 days ago (1 children)

Real estate has the potential to be cheap in 20 years as the baby boomers die leaving smaller generations to buy their larger number of homes.

Any kind of asset can be a good investment. If you have a place to store it, classic cars only go up in price and some of them are under 10K. Bonus: you get to drive them. I know someone whose 401k is mostly collectable guns (rare, 100+ years old guns). You just need to choose something with lasting value. Don't repeat the Beanie Baby crash.

[–] schipelblorp@sh.itjust.works 1 points 2 days ago

I'm still holding ono my Smurf collection! Some day they will be valuable!

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