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Thank you for doing so! Our insurance varies drastically. The last time I had insurance available from work it was $134 per pay period so ~3500 U.S. dollars a year. It had a $5000 deductible, so while you had a co-pay/consult fee so the doctor would see you for $15. But if you needed them to do something, say fix a broken arm, you pay out of pocket until you pass that $5000 mark for the year. Prescriptions they pay some of, but for people like me it's not much different than just not having the insurance. Amoxicillin is less than $10 with a prescription, and that's usually all I need if I get a soar throat and jazz. So once every couple years I'll get that and Mucinex D and I'm usually good in a few days.
Now if you want dental or vision those come separate. My last job offered them but I can't remember what they are split, something like $20 per pay period, so another $240 a year.
You also pay copays for the visits and deductibles for the procedures and something's aren't covered like normal.
The sad thing is that is considered pretty good insurance to many people. My uncle always used private healthcare, and his was much higher than that.
5000$ deductible ? shit... must make you wonder why you're insured in the first place. The other big difference is that your insurance is tied to your job. What if you're unemployed, do you just not get glasses ? or the tooth filling that you need ? what's the alternative ? if you're unemployed at the moment, it stands to reason that you would have less earnings... at least 240$/year for dental (or is it dental+vision?) seems more reasonable.
There will be a day where USians will be able to boast about how good and cheap their coverage is, I'm confident. First the people have to win the revolution for that to happen, but surely it's something worth fighting for.
Standardly you lose the insurance on the day your job ends. There is a program called COBRA that exists where you can pay more (whatever the employer was paying on top of what you were paying, and a fee) to keep it going until you find your next job. I think it maxes out at a year but I'm not sure. Never done it, as I couldn't afford it between jobs. Hope that day you speak of comes sooner than later. Also I hope all goes well in life for you. Best of luck
Cheers, same to you