this post was submitted on 26 Jul 2025
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Sure. But they are pretty much the only options in a lot of places. Yes they are shitty companies, but I personally can't think of a good way to get away from them.
Local/national banks with their bankcards and payment platforms? Buying steam gift cards using cash or by pinning? Even if your bank cards are halfway towards visa or mastercard using it through another party is still better.
I don't know what it's like where you're from, but here in the UK all banks use Visa, MasterCard or Amex for their bank cards.
Not only that, but even if you manage to find a platform that isn't directly owned by them, they are payment service networks. They are there along the way to facilitate transactions and manage relationships with merchant services. There is no escaping them.