Okay, steam cards it is then.
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The funny thing is that because Master Card is too afraid to actually accept any responsibility, using Master Card directly is still an option:
That means Master Card-powered PayPal Card should work.
"In early July 2025, PayPal notified Valve that their acquiring bank for payment transactions in certain currencies was immediately terminating the processing of any transactions related to Steam. This affects Steam purchases using PayPal in currencies other than EUR, CAD, GBP, JPY, AUD and USD," the message states.
"We hope to offer PayPal as an option for these currencies in the future but the timeline is uncertain.
There are currency conversion services all over the world that manage to do this. How hard can it possibly be to partner with an existing service to do the conversion as part of a transaction?
EDIT: I guess it's possible to do the conversion yourself and have a bank account in one of those currencies to use to do PayPal, so the practical impact is probably limited, but still. PayPal's whole point is to facilitate moving funds from Point A to Point B. You've got one job here, guys.
What did PayPal do that it’s less usable than it was? Not that it was ever very usable
I would think Steam is big enough to make deals with local card vendors in individual countries.
I bet that would also be a lot cheaper than PayPal.
No need for Steam to make their own as some suggest, it would be insane to have a system just for one business.
And it would be a serious limitation for Steam, because many won't bother signing up for it.