Invested in what ? What's the magic trick that won't leave you with nothing in the next 10 years.
this post was submitted on 05 Sep 2025
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heck. health insurance is a third of my expenses as is. would take that in a heartbeat. not to mention whatever youthened me. thats just a bonus.
Nope, 65% of what I make now is barely subsistence. It would be nice for a few months, but quickly become boring
I'd do it, but retiring early = doing my hobbies instead. Long days writing books, making art, volunteering, and pet sitting. Retiring would just mean working the jobs I want instead of the ones I have to.
Probably not.
- I can't be certain that these earnings will cover even 10% of my expenses for a lifetime, because you never know.
- I feel too young to make such a drastic decision that will tremendously limit my future.
- I prefer enjoyable work with a healthy work-life-balance over not working at all.
If anything, I'd take more risks and sacrifices to get a more fulfilling work experience.
Yep
Personally, no. You're barely an adult at that point. If you have the privilege of a disposable income at thirty, splurge and enjoy yourself. Treat yourself to new experiences.
100% I'd retire. I'd sell all my shit, buy a sailboat and cruise around the world for the rest of my life.
Healthcare costs grow rapidly as you age, and have been outpacing inflation in the US. If your remaining money is only keeping up with inflation over time, you are very likely to fall behind later in life, when job opportunities are more scarce, and less lucrative.
If you can make changes to live more frugally now, and work a year or two more while your money is growing in the background, you will be much better off long term.
I have numerous family members that have lived a long time, and eventually faced severe health issues, so I expect that in my future. I will work until my retirement savings are more than I need for my current lifestyle, and then cut back on certain things to do my best to prepare for that eventuality.
i tried and its boring as fuck so i want to work again instead
Nope. Even though I can pay my bills, I still need to be able to save for other emergencies and have some fun.