this post was submitted on 28 Nov 2023
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[–] Vrtrx@lemmy.world 1 points 2 years ago

When I found out about all that I was honestly kinda glad my country, Germany, isn't the only one that's in the past in terms of bureaucracy and digitalization of services.

But cash is a weird point to add. A society without cash would kinda be dystopian ngl

[–] TWeaK@lemm.ee 1 points 2 years ago (1 children)

Cash is king, we shouldn't be paying MasterCard and VISA for every purchase we make.

Case in point: when the UK left the EU, MC and VISA immediately increased their transaction fees from 0.3% to 1.5%.

[–] azertyfun@sh.itjust.works 0 points 2 years ago (1 children)

Just saw a sign in my bakery today begging people to pay by card because getting small coins from the bank is hard and expensive.

TBF here in Belgium Bancontact has a local monopoly (about 1 % flat fee, no fixed cost per transaction; that seems fair and intuitively cheaper than holding, insuring, depositing cash, dealing with employees skimming off the top, of the time lost counting bills).

Also the government heavily incentivizes electronic payments because those can't be pocketed without paying VAT. That's a MONUMENTAL amount of tax fraud being chipped at by the progressive disappearance of cash.

[–] TWeaK@lemm.ee 1 points 2 years ago

That's the real crux, banks charge businesses to deposit cash. They do it in such a way that there's no way to escape their ever-increasing fee percentage.

The mattress solution is more and more appealing, imo.

Also the government heavily incentivizes electronic payments because those can’t be pocketed without paying VAT. That’s a MONUMENTAL amount of tax fraud being chipped at by the progressive disappearance of cash.

Unfortunately I think the amount of cash tax fraud that exists is far more reasonable than the amount of straight up fraudulent, yet "legitimate", expenditure that governments allow. See, for example, covid PPP loans.

[–] uis@lemmy.world 0 points 2 years ago (1 children)

Why the fuck "cash society" is backside? It means they care about privacy.

[–] xChronoZerox@lemmy.today 1 points 2 years ago* (last edited 2 years ago) (1 children)

The post isn't about privacy, if it was, faxing wouldn't be on there. I'd wager a strong guess it's about convenience on one hand while choosing to be inconvenient on the other.

Edit: or maybe it's more about high tech in some sectors and low tech in others, still not about privacy.

[–] ours@lemmy.world -1 points 2 years ago (1 children)

Why privacy would mean no fax? Fax is mostly more secure than email.

[–] LwL@lemmy.world 1 points 2 years ago* (last edited 2 years ago)

Fax is unencrypted. Encrypted versions apparently exist but that's not what Japan and Germany use.

And that aside my mom regularly gets sensitive patient data via fax at her workplace because the number is one digit off some doctor's (bonus points for the inverse also happening, and her also working with sensitive data). Far less likely to happen with email. At most encrypted fax is equally secure.