This is unsettling to hear, because I haven't had an issue in several months on my end. When it used to get bad, the one thing that always seemed to work for me was watching things in private tabs.
I've also used the Albanian VPN workaround, and it definitely worked in the past. Good luck, let us know if you find a solution!
I'd get an MSI MAG B550 TOMAHAWK of some sort and chuck all your current stuff in there and call it a day. It's been the budget industry champ for Ryzen 3000 and 5000 chips for 5 years now.
It has lots of power with a rock solid Mosfet and there are only a couple of RGB lights that can be set to white and static which matches the decor pretty well. It's currently 130USD on Bezos 'R' US.