uyanagi

joined 6 days ago
[–] uyanagi@lemmy.world 1 points 3 days ago (1 children)

Don't really understand why you are getting downvoted for asking what seems to be a genuine question

[–] uyanagi@lemmy.world 4 points 5 days ago* (last edited 5 days ago)

Hmmm, If I were you, I would try to find an index that historically has been profitable over time and that fits you well.

For example, S&P500 has around 6% inflation-adjusted profitability (if I recall it correctly). Of course, that doesn't mean that S&P500 has had that profitability in any span of time, it's just an average. That index is american, you can invest in some that belongs to your country or any other country you feel comfortable with.

Of course, there is always a risk in any investment you do.

And I repeat, this is NOT a financial advice, I'm just a random person from internet, just answering based of my personal experience.

[–] uyanagi@lemmy.world 14 points 5 days ago (5 children)

Not an expert at all, but I'd say investing it, not spending it.

You want to have your money on things that will "reflect" that inflation in their prices. In my country, it is usually a good idea to invest on real estate, but I don't know about your country.

This is NOT a financial advise, I'm just a random guy in an internet forum.

[–] uyanagi@lemmy.world 11 points 5 days ago (1 children)

People like you are the best kind of mentors, imho :)

[–] uyanagi@lemmy.world 58 points 5 days ago (7 children)

Felt the same when I graduated from university. Three things:

  1. You know more than you think.
  2. The actual best thing you get from university is that it teaches you ways of thinking and structure your mind.
  3. No one expects you to be proficient when you start working. No worries, you will learn things by doing.

Keep third in mind. Do your best and don't get frustrated!