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Don't put an official government ID in there. A separate card wallet is always a good plan. Put any card IDs in there instead.
Do put a card in there with your name and contact details along with name and contact details of next of kin. If your wallet didn't come with such a card, any old bit of cardboard or folded paper will do, so long as it doesn't look like a joke.
Doing that saved my bacon once or twice, or at least I assume that's how the people who found me knew who to contact.
As for what money to put in there, amounts and so on, it's going to depend on how often you pay cash, how much you pay when you do, and how much you'd be OK with losing if you lost your wallet (or worse).
This depends heavily on where you live. Where I am, while it's not a crime or anything to not have it with you, you are required to HAVE one and it isn't worth the tedious hassle it'll cause if you're required to show it (unless you actively plan to antagonise the police which is valid).
That's why you have that in a different wallet elsewhere on your person.
In my case, the card wallet goes inside my jacket, and the cash wallet goes in my back trouser pocket. And in the front pocket if I think pickpockets are likely.
Regarding the topic of money, where I live cash is still common (I live far from the capital) I usually carry a little cash, about $5 or so. When I turn 18, I'll start using digital wallets. Thanks for the advice!