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When entering or exiting the USA, the rule is that cash or financial instruments need to be declared above $10,000, but you can bring as much as you want. So bringing a literal suit case of Swiss francs worth $5 million USD is perfectly fine, provided you tell the customs agent.
While I can't really advise going to the USA right now, it's not like they will confiscate cash above $10,000. The particular phrase used in most places is "freedom of capital", meaning that money can flow into or out of the country without significant impediment. The entire USA financial sector relies upon freedom of capital, whether that's electronically or -- if need be -- with bundles of cash.
Declaring cash helps prevent money laundering, since people intending to secretly move money would not want to declare to customs. The threshold is intentionally set so that normal people going on holiday with cash or travelers checks (yes, I'm aware it's 2026) won't be burdened by the rule.
https://travelhost.com/airlines/class-action-lawsuit-to-stop-tsa-and-dea-from-seizing-cash
https://en.wikipedia.org/wiki/Civil_forfeiture_in_the_United_States
In the US, you should never have more cash on your person than you can afford to lose.
Tbf you're more likely to get robbed by random people in broad daylight than encountering a cop that will civil asset forfeiture you, so its just bad idea to have lots of cash regardless of country.
You are much less likely to to be robbed by some random crook than you are a police officer. By almost a factor of 10.
There were 1300 cases of armed robbery in the US in 2024.
CAF resulted in 2.5 billion in assets seized in 2010, 11000 cases of seizure were for non criminal offenses.
Yeah sure, tell the government you have a large sum of money, I'm sure they'll just leave you alone.
I've heard cases regarding civil asset forfeiture with citizens traveling domestically having large amounts still got it confiscated by DEA agents due to suspicion of criminal activity. So in knowing that, will they still seize non-USD currency: 30,000,000 Rials (~$78,125,000) in cash even though it's being withdrawn from an Omani bank and it's the individual's own money just carried out in multiple stacks.