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Extreme Weather Is Sending Home Insurance Rates Through the Roof; Big Oil Should Pay
(www.commondreams.org)
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It's hard to make someone pay after the fact.
Usually people cannot be prosecuted of things that were not crimes when they commited the thing.
And in that case, only the lawyers win. Remember there was a will that was battled for 190 years, iirc, in England and when it was settled, there wasn't anything left for the claimants.