this post was submitted on 03 May 2026
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As an American I'm curious what it's like if you need to go to the doctor and how much you pay from say a broken arm to general checkup. Also list what country please

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Latvia, a country where 1000 EUR after tax is considered a decent salary, but realistically you need to earn above that to live comfortably. There is a certain budget and quotas for government-funded procedures and appointments. For in-demand things it runs very fast. It's normal to have to get an appointment for non-urgent things 3-6 months in advance to get a partially funded price, then it usually costs less than 10 EUR per. Non-subsidized appointment slots are generally available very fast, but can cost anywhere form 25 to 90 EUR depending on the doctor, clinic and so on. Blood test subsidies are also very few and far between. I think I can only get one subsidized TSH test a year. There are private health insurance plans that generally cost triple digit sums per year. Not worth taking it privately as they will not cover existing chronic health conditions, but can be great if arranged through and partially covered by the employer. These insurances return part of the costs that patients pay out of pocket for these non-subsidized expenses. I think the rising popularity of these plans are partially to blame for 2-3x increase in medical appointment costs over the past 10 years.

Every now and then I see old people trying to register for appointments at the clinics and being astonished that they'll have to either wait for half a year or to pay 1/10th of their pension to see the doc in a couple of weeks.

I don't know that much about urgent procedures. I believe the ambulance rides are covered if the medical emergency is deemed serious enough. Surgeries and hospital stays are also partially covered for a time, especially in serious cases.