this post was submitted on 26 May 2026
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If there's government assistance where you are, and you qualify, get on it. If you don't qualify yet, you might later. At least look into it.
Where I am, there are benefits that can reduce overall spending that don't give the receiver the money outright. For example, I can get free eye care and dental (within reason) and I'm granted a significant discount on my local authority bill (which I'm pretty sure exists everywhere under various names.)
That said, such help might not exist where you are or you might not qualify, and for the money they do give directly, it's not really much to live on.
There may be similar help available for rent, or you can get any mortgage or car loan shifted to interest-only payments (that's where you only pay enough to keep the interest from increasing the amount you owe) assuming you expect to get back on your feet again later.
For other advice that might help: Take a look at what you spend every week on groceries, snacks and so on. See what you can do to get that down to a third or a quarter of your non-broke regular spend. Cook less unless that makes food unsafe where you are. Snack less altogether.
Downgrade your Internet and mobile plans to the bare minimum.
Speaking of which: Minimise. If you have some funds now, think about the best way you can use those to sell off things you have that you don't need. If you can turn a profit, do it.