this post was submitted on 15 Jul 2026
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If the furnace goes out its the landlord who pays - Renting
If the furnace goes out you are out $1000s - Home Owner
Only one I can think of is the cost of fixing shit.
My landlord can pay less for repairs than homeowners through agreements with repair providers and their own hired service people.
Counterpoint: the landlord is paying with your rent money. You’re still out just as much, just spread out monthly with a profit margin on top.
Plus, that is assuming your landlord follows through in a timely manner. Plenty of examples of landlords being assholes and procrastinating or outright refusing to repair essential things. Even if you (are able to) take them to court, that takes additional time.
Or that they even reasonably fix it.
A homeowner can choose to get whatever works best for them. If they have their own preferences, or even want to spend a bit extra to get a "buy it for life" product, they can do whatever they want.
A landlord will do whatever is considered "good enough" for the lowest cost. The landlord will always opt for the cheapest solution for any given problem because they're not the one that needs to live with it.
happened to me a couple years ago. The solution was a friendly-worded letter, notifying them that we will not pay any rent until the thing is fixed, and informing them about related court decisions. (this was in germany, your laws may differ)
And then some. The landlord's profit.
It would be cool if you could run a coop where you all paid in the amortized cost of repairs on a schedule and if an incident happened before expected you withdraw the cash and keep paying in after.
But this would get abused on both ends by fraudulent claims and petty managers. You’d have to be very selective.
Thats basically a condo.
Good luck dealing with your condo association. You think an HOA is bad 🤣
that's how it works if you own a flat, things like heating or repairs of shared parts are paid from common fund
There are co-ops that own housing
Yeah and they range from "basically a condo" to "we weren't able to make it as a commune so we've relaxed the shared investment, but are still dedicated to cooperative living"
If the latter sounds appealing to anyone they can look into left wing housing.
Unless you have enough cash to buy a house, the bank is making a profit margin on the mortgage.
And landlords are making a profit margin on a mortgage as well, unless they own it, then they make an even bigger margin
If we're talking a major cost, the landlord will probably amortize it over a long period, so if you're only renting a short period you won't pay for it all.
Windows, radiators and water heater are 30+ years old and heat has to be on full blast 24/7 to keep the place above 20C in the winter, and multiple window AC units are required to keep the place below 30C in the summer. Landlord pays nothing to update, and renter keeps paying huge energy bills, and being uncomfortable the whole time. - renting
Homeowner spends a few grand to buy efficient furnace, central AC, and windows and saves money on energy bills every month and upgelrades pay for themselves while staying nice and comfy. - home owner
Amen. I’m the renter in the shitbox that’s always too fucking hot or too fucking cold.
What an awful take. Capitalism has really done a number on folks.
If the landlord doesn't cheap out at all and "fix it" with some ransom guy he knows
Landlords are kidnapping handymen now. This is where we're at.