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A place to share alternatives to popular online services that can be self-hosted without giving up privacy or locking you into a service you don't control.
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Your server looks fabulous, and I'm not discouraging you from pursuing it in the least. However, if I may draw from my own personal experience and what I am currently running, it may give you some ideas. Currently, I am running 53 containers on a Optiplex 7020 SFF with the i7-4790 and 32 GB RAM. Just checked and it's load average at this moment is: 0.47, 0.60, 0.73. Meaning it's pretty much in an idle state except for logging in just now. Grand total cost was less than $200. It consumes about $8 USD/month.
Unless you're going to get into selfhosting heavy AI models, most stock PC, office discards, etc built in the last 10 years will do just fine for a homelab, with a little love like some additional RAM or a dual nic card. Immich and Nextcloud will probably require a bit more than 16 GB RAM running together. I don't run Immich, but I do run Nextcloud and it does just fine with the above set up. No lags, stutters, etc.
How much do to pay for electricity? I'm running an I5-3470 and it costs about $17.50 USD/month, at $0.23 per kwh, the stack of 3.5" HDD's pushes up the power consumption a fair bit though
I pay around $8/month USD. Now, there are factors involved. One, electricity in my locale is relatively cheap. In addition, I have solar. To contrast the Optiplex 7020 SFF, I used run the same containers/content on a Dell T320. It cost $40/month USD. which still isn't an outrageous expenditure for someone with another type of hobby. Some of my other hobbies, like creating music, those prices climb steeply, rapidly. Last count I have 48 guitars, several banjos, 8 bass, an oud, mandolin, 4 full size Korg synth keyboards. three violins, and amps out the yang. So $40/month was peanuts, but I wanted something that wasn't such a hog. Plus the heat dissipated by the T320 was significant, and that is passed on to your AC bill as well. The 7020 is much quieter, energy efficient, and produces very little heat. Win, win.