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Yes staking your stability on your career is the wrong idea, I went through all of the stuff you are talking about too, I got the memo a little sooner because i was interested in graphic design and technology as careers since as long as I could make sense of the internet and so I've had a lot of time since 2020 to think about all of this.
The truth is, the world is complex but money is not, and money makes the world go round in this capitalist society. So your goal is to find what you can do that enables you to keep doing what you can do. I'm starting a business that allows me to do this so thst I can allow myself to do something different that also enables me more, it can be enabling either in resource collection or in money making basically, capital.
I used to be against businesses until I realized that the point of businesses is always to enable the community at every scale in every niche, so people being business owners is not synonymous with people being manipulative, its just that the same percentage of business people that are manipulative are the same amount of people who are not business owners that are manipulative, so it just seems like there's a lot because they have more influence basically.
I also went through a battery of interviews recently at different places for different things I'm good at before considering businesses and realized that most people are not going to know what someone who can do work for them looks like even if it hit them on the head, so evidently I have excellent ability to figure these things out even if it seems only baseline competant in my eyes.
Businesses are easier than you think, really don't need much to start out, I know of a forum called fastlane forum from mj demarco that has plenty of people testing ideas and talking about what worked and what didn't, some people start out with just a few thousand and basically just keep spamming that until they ended up with six figures after a few years.
And non profits I recently figured out do not require you to be a charity, it just has to be for public benefit. The only real difference besides some paperwork is that you don't get to sell assets in the end on top of what you pay yourself, which is ideally how a business should work anyways since you shouldn't be taking margin of the profits for yourself selfishly and instead be putting it back into the business so that it makes more money more faster for more people.
So don't be afraid to start doing something normal like refurbishing electronics but instead as a non profit where you will be able to take advantages of different accessibility to the same market of people along with better tax and networking advantages.
With thinking in terms of stable enabling, it becomes not about the money and about finding a way to live your life in a way that allows you to fall upwards.