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How can I use my new credit card to maximally benefit my credit score? (lemmy.world)

submitted 2 weeks ago* (last edited 2 weeks ago) by cheese_greater@lemmy.world to c/nostupidquestions@lemmy.ca

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for bills, is having it on autopay with the biller superior to using it manually to pay that biller? I prefer to manually manage all that as I have for years but I figure its beneficial to get that on a credit card and just make sure its paid off. I already basically use a bills bank account to do essentially this manually
only purchase what I already have set aside/budgeted for and can payoff before the grace period
anything else?

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[–] shadejinx@lemmy.world 5 points 2 weeks ago

Just be sensible and responsible with your credit usage and it just goes up naturally. Check it regularly and dispute every single negative claim, regardless if it’s true or not. I think there’s a hack around when you do your disputes. It’s a long game.