this post was submitted on 30 Oct 2026
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[–] meltedcheese@c.im 8 points 2 days ago

@P1nkman It depends. There is no universal answer.

About two months ago I read a very astute article about this circular, excessive financing in data centers and chips and thought, “here we go again.” Cashing out locks in your losses. That was my mistake in the last tech bubble. This one is set to be worse. This time around, I’m much more diversified and my personal answer is “no.” I moved about 10% of my tech funds into low-risk investments and the rest I will let ride. It may take years for recovery, but I can wait.

If you think you will need that money in the next few years, you might consider taking at least your profits now, maybe more. If your investments are in your retirement account then you also have to reckon your potential tax liability now versus later.