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What really annoys me about the bank is all the options we should have to safe guard our accounts that we don't have. I should be allowed to not allow deposits or withdrawls or allow them for specific white lists like internal accounts or specific external ones (granted transfers do have a special process where it has to be setup). credit cards should not allow online purchases with the physical card unless you opt in and physical cards should not use the main account number. They should always provide a separate gas card with a different number given the skimmers. They should always allow you to create temp numbers for online and reoccuring bills. there are so many freakin things that financial institutions could be doing to safeguard accounts better.
Most bank send a one-time code to SMS. And they have to nerve to send me notices about how to protect my account. If they really cared about security they would allow a hardware key or authentication app for the one-time code.
My bank allows me to do only one transaction at the ATM.
Typical for me is to:
And they tell me to protect my PIN while forcing me to enter it three times instead of once.
I actually have not used an atm in awhile. how does it pay the bill. does it have your list of bill payers from your online bill pay?
Yes. I added the bills through their website.
Yes! The banking system is freaking archaic.