this post was submitted on 26 Jul 2025
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I truly don't understand how Visa/MasterCard/etc can be pressured. They are basically infrastructure.
What's someone going to do, stop using credit cards if they don't stop a store that person even patronize from selling morally hazardous goods?
I don't get how these campaigns are even effective.
The thing is they are American corporations who care to much about their public image. I would be highly suprised if they national payment platforms would also accept this. (ideal/bankcontant/wero/etc)
They pressure payment processors through reputation damage and regulatory threats - these companies are terrified of being associated with anything that could trigger banking regulations or get them labeled as "enabling" problematic content in the media, its purely a risk management desicion for them.
Probably just worried Trump will over regulate them if they don’t fall in line with the Christian Radicals.
Debit Cards, too.
Supposedly there was a ruling in California that made them responsible.
Cryptocurrency is the solution here, and unfortunately that's an unpopular take here.
That's because 90% of cryptocurrency marketing consists of "THINK OF THE GAAAAAAINS YOU CAN MAKE!" instead of "You can use this to buy things without government censorship".
The entire crypto industry has based itself around being a speculative asset, not a currency.
Which is really unfortunate. If you avoid the most popular coins (Bitcoin, Ethereum, etc), you avoid most of the scams and speculation and end up with a decent currency that respects your privacy and has low fees.
monero?
Yup, Monero is probably the best option. I've heard good things about Z-cash, and Bitcoin can work on the lightning network.
Tell me more
Monero is perhaps the best option imo. Here's the official page about it, but basically:
It's far from ubiquitous, but it's popular enough that if a place accepts any crypto, there's a good chance they accept Monero as well.
Is it really the best option when no business uses them?
Not when exchanges still govern taking money out. They are businesses like everything else and will be just as risk averse
It's pretty easy to switch between cryptocurrencies, so they can surely find an exchange that is friendly to their business. That's way better than the credit card situation where there are only four major processors--Visa, Mastercard, Discover, and American Express--and only two of those actually matter.