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We have a very materialistic and consumeristic culture and we shame the poor.
Or more specifically, we are ashamed when we can't afford things we need. We are saturated by right-wing propaganda that says if you don't succeed, it's your fault. So, like abuse victims, we internalize the shame of what is done to us.
It's a message tailored so we don't question the rich, and as an added benefit to them, trains the poor to not seek government systemic solutions to the inequality that creates their poverty.
Homeless people are more financially rich than most of this country.
Do you see the problem yet
It's actually curious to read this comment while several others state how they could manage to pay their debt, but they choose to be in debt because it's somehow convenient for them. I believe them, it's just curious because anyone could say the same.
Part of that has to do with how our economy is built around credit cards and debt itself. They don't want you to fully pay off your credit card debt, and will reduce the amount you can borrow if you do. And if you try to opt out of the debt system entirely, it hurts you as well because you have no credit score from the credit card companies and no history of paying off you debt on time, which hurts your chances to get things like loans and mortgages. I hate debt, and ran into this issue the first time I went to buy a car because I had always used debit cards to buy stuff. Despite the cards being Visa cards that just got paid off immediately by charging my bank account instead of being paid off over time, I didn't have any debt history as a result and had to have somebody cosign my car loan to vouch for me that I'd actually pay the loan.
are you talking about the comment mentioning it makes financial sense to not pay off their mortgage?