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I am absolutely beyond broke on paper. My debts are well into the six figures and my bank account is in the low five figures.
I'm in my 40s and have a whopping $15k for retirement and no assets.
It's pretty awesome.
I had $17k in the 401k when I was laid off from my last job - it had been twice that but there was that big collapse. Raised a lot of kids and couldn't put much away. Always something but never much. That was in my 40s.
I am dug out now, mostly, in my 50s, not to the point I think I'll retire but oh my God when I look at the difference between them and now it's crazy, there is so much more.
I just want to say, don't give up hope. I would never have dreamed that this would turn around and it did. And the kids grew up too.
Oh, sorry, I haven't given up hope. It was sort of said with...a laugh. I do have some investments I've made as of late that are looking like they could pay off big...we'll see. Either way, I still sleep okay at night and I have a roof over my head so I can't complain.
And this is why people are not having kids.
If you are normie. It should be really just 1 if you got to breed and any extra depends on financial ability
I've been there. It sucks. But it was possible for me to get out. It took years. Be careful, and be ready to catch any luck that might come your way.
That's all we can do here. Sadly only some of us will be able tobreak out.
But if everyone did their best, it would deny owners so. i profit at least.