this post was submitted on 17 Aug 2025
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That is true, I am also in EU, and I use Visa for purchases outside Denmark and also for Steam.
We also have local payment systems that are mostly exclusive to Denmark. Many have Visa but not all, so only accepting Visa may lose Steam some business.
To cover Denmark 100% they will need to accept Dankort or MobilePay by Danske Bank. Everybody here have both of those, and they are both cheap and excellent to use.
I personally don't have PayPal because I despise the company for their high rates.
In principle that would be the same for Steam, local player is the local service for the country the customer is in.
Steam is multinational, and has business enough in each country to support the local players. It's extra work to set up, but also cheaper prices for Steam than Paypal and also cheaper than Visa in most cases.
So I think they'd make money on it over using PayPal.