298
Is there any way the average American can insulate themselves from the AI bubble bursting?
(piefed.blahaj.zone)
this post was submitted on 21 Oct 2025
298 points (98.7% liked)
No Stupid Questions
44108 readers
474 users here now
No such thing. Ask away!
!nostupidquestions is a community dedicated to being helpful and answering each others' questions on various topics.
The rules for posting and commenting, besides the rules defined here for lemmy.world, are as follows:
Rules (interactive)
Rule 1- All posts must be legitimate questions. All post titles must include a question.
All posts must be legitimate questions, and all post titles must include a question. Questions that are joke or trolling questions, memes, song lyrics as title, etc. are not allowed here. See Rule 6 for all exceptions.
Rule 2- Your question subject cannot be illegal or NSFW material.
Your question subject cannot be illegal or NSFW material. You will be warned first, banned second.
Rule 3- Do not seek mental, medical and professional help here.
Do not seek mental, medical and professional help here. Breaking this rule will not get you or your post removed, but it will put you at risk, and possibly in danger.
Rule 4- No self promotion or upvote-farming of any kind.
That's it.
Rule 5- No baiting or sealioning or promoting an agenda.
Questions which, instead of being of an innocuous nature, are specifically intended (based on reports and in the opinion of our crack moderation team) to bait users into ideological wars on charged political topics will be removed and the authors warned - or banned - depending on severity.
Rule 6- Regarding META posts and joke questions.
Provided it is about the community itself, you may post non-question posts using the [META] tag on your post title.
On fridays, you are allowed to post meme and troll questions, on the condition that it's in text format only, and conforms with our other rules. These posts MUST include the [NSQ Friday] tag in their title.
If you post a serious question on friday and are looking only for legitimate answers, then please include the [Serious] tag on your post. Irrelevant replies will then be removed by moderators.
Rule 7- You can't intentionally annoy, mock, or harass other members.
If you intentionally annoy, mock, harass, or discriminate against any individual member, you will be removed.
Likewise, if you are a member, sympathiser or a resemblant of a movement that is known to largely hate, mock, discriminate against, and/or want to take lives of a group of people, and you were provably vocal about your hate, then you will be banned on sight.
Rule 8- All comments should try to stay relevant to their parent content.
Rule 9- Reposts from other platforms are not allowed.
Let everyone have their own content.
Rule 10- Majority of bots aren't allowed to participate here. This includes using AI responses and summaries.
Credits
Our breathtaking icon was bestowed upon us by @Cevilia!
The greatest banner of all time: by @TheOneWithTheHair!
founded 2 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
If I had to guess it's probably because those people, like OP and myself, have very limited funds so losing that investment is losing "everything" and putting them back to having nothing.
Having a very inadequate income makes losing your investments tremendously impactful as you know it will take many many many years just to get close to whatever level of investment you had before. We're counting on years of growth to make it something worthwhile, but if we get kicked back to nothing then by the time we catch back up to where we were the amount of time left to invest and grow is so much shorter.
If you’re not invested in the stock market, you don’t lose anything when it crashes - and if you are invested, you only lose if you sell at a loss. I understand the anxiety around economic uncertainty after a crash, but I get the sense that many people don’t really understand how “losing one’s investments” actually works.
If someone is absolutely certain that a crash is coming, then now’s the perfect time to sell while we’re still at all-time highs - and buy the dip once the crash finally hits.
They certainly do if they have to draw cash at a loss after they, say, lose a job from a crash. Or draw because of inflation like we’re at a huge risk of now.
Other times, it’s big funds (like retirement funds) folks are “automatically” invested in that make some bad forced decisions during a crash.
You’re right, there is an unfortunate tendency to panic withdraw during a crash (that’s the idea, right?), but it’s not always a choice.
Of course a massive stock market collapse would affect regular non-investing Americans. When companies go out of business, when inflation kicks into high gear, that affects entire communities.
But exactly how, that's the question. If you know the answer to how, then you can easily prepare for it. Still, pretending that it won't hurt you because you're poor seems to be at odds with the past.