I was young and dumb and didn't know how to say no.
Timeshare.
It's so hard to get rid of. Fuck that thing.
this post was submitted on 20 Sep 2026
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Maybe I'm lucky, but I just stopped paying the maintenance fees. It never showed up on my credit, the phone calls stopped years ago, and all I get is the occasional scam offer in the mail to help me sell it.
I was married, in my 40’s and listened to my now ex hubby #2 because his family had several. The payment was $600 a month… a second mortgage for a one week vacation? The timeshare, nor our marriage, lasted long after that.
Cocaine and cocaine accessories.
Getting into debt while being underemployed. Thank goodness for my wife, my privilege, and the fcra. Though I suppose it’s more the undiagnosed (until my mid 30s) ADHD that led to that, and most of my other problems
Should have decided to be born rich. Darn.
An old job where transportation literally cost me half my salary.
University
I spent 50 grand and 4 years of my life to be told by prospective employers that I either lacked real world experience, or that I was overqualified. It took me another 3 years to find a job after university - one that doesn't require training and is barely relevant to my field.
I get to hang a pretty piece of paper up on my wall, I guess.
Overall, I guess this wins
formatted my drive 2010 thinking the bitcoin scam would not last so long.
Probably the time I used a cash machine in a weird place in my home town to draw out the maximum I could for Christmas spending and all I got from it was the receipt saying the money had gone from my account.
The place was weird because, although it was in a very public square, it was kind of high off the ground, like it had been installed for people over 6ft tall. I am not that tall. The novelty appealed to me anyway. Mistake.
I was so ashamed, I never reported it. I didn't think I'd be believed.
If you want actual things, I own a pre-smartphone electronic personal organiser that I used about five times and about a dozen calculators from when I got really into them for some reason. And at least one of those was "parts only" that I completely missed in the description.
But if I could undo anything, I'd rather have that cash machine money back.
Got convinced by someone I very much trusted to join an MLM as a 19 or 20 year old. After my parents learned about it, they were able to talk some sense into me, and I realized I was part of a pyramid scheme. I got out and basically broke even, which was honestly the best possible outcome of that whole scenario. It unfortunately degraded my relationship with the person who convinced me to join, and I never really could fully trust them after that.
A new car
My kid’s mom.
Girl is a hole in spacetime that I’ve been throwing money into for eight years now.
continuing to attend college without a plan to graduate
Underestimating the lengths that Trump admin would go to prop up equity markets during COVID
Bought a house with my ex and we were instantly house poor. We didn’t account for buying things for the house at all. Ended up selling and moving two years later at a loss even though we sold for a bit more than we bought it for.
My entire existence is a financial mistake. To make a financial mistake, you have to have finances in the first place.
Community College machine shop. Too many graduates, not enough available positions.
Maybe a few $100 in total so not too bad.
I on the otherhand cannot wait until I can have a place of my own with a lathe and mill.
The crypto craze of 2017