Wow poor Usians. I have a lovely new electric car, it does 200miles on a charge and costs me £105 a month. It costs me about £30 a month to charge..
this post was submitted on 21 Oct 2026
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ASP for new cars in the US 50k average salary 66k roll a few grand into your new car and you get a 1k a month for 84 months
I refuse to own a car. Worthless in my opinion.
Yeah, I did the same. Though for a long time it was becuase I couldn't afford it even if I wanted one.
When you have £8k a year income and have to pay rent, learning to drive or getting a car is impossible.
So what happens to my current loan when the crash happens
Your car gets repossessed and you get screwed, while the rich profit off your misfortune.
So all the banks are just like "we fucked up our end so no car for you"?
Well, there are some steps in between (e.g. your employer becoming unprofitable and you losing your job so you can't afford to make the payments anymore), but essentially, yes.
The only way you might benefit by having lots of debt when a crash happens is if it has no collateral, like credit card debt. Even then, this depends on how useful your credit score will be post-crash.
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