What could possibly go wrong?
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This is awesome! I can't wait to read the articles of how this goes wrong for dumbasses who use it. Should be fun!
totally going to happen. anyone who makes posts about how they got screwed should be met with laughter. nothing less. yes I'm saying blame the victim.
A fool and their money is soon parted
It will take time for people to fully trust AI agents to do their shopping, Forestell acknowledged. At first, Visa expects the majority of transactions to still loop in humans, with AI agents sending a notification for consumers to approve the actual purchase.
“Now, imagine you do that a thousand times over the course of some period of time,” he said. “And then your agent says, ‘Do you want me to just not check?’”
This is some capitalist hellscape shit when we're being driven to hand over consumerism even wtf. Really scraping the bottom of the proverbial moral barrel fighting for this
Things started getting bad when Visa started giving merchants your new card expiration dates. No longer can you rely on an expired card canceling a service or subscription.
Honestly it's fucking evil. I had cards expire and thought, awesome, finally done with those subscriptions! Then I noticed I was still getting charged for them on my brand new card.
We've let them take our money, manage it for us, and now they're turning around and saying "don't worry, you'll still get everything you need ... Just turn over your finances and decisions to us".
Fuck this
Can you not just… cancel the subscription?
Some of them not so easily, no. I had a subscription where I had to call and get forwarded twice over an hour to get someone who kept asking what they had to do to keep my service, dropping fees and halving my monthly rate for 6 months, etc. They make it really hard to cancel.
But, like, depending on the contract you have, stopping to pay doesn't absolve you from it. They can just send the cost of the remainder of your term to collections if they want to. So figuring out how to cancel that subscription is kinda worth it.
Also, if you want your card provider to stop a certain merchant from getting payments, you can usually do that relatively easily.
Also also, I know that's not always an option, but I just have almost no subscription I can't cancel month-to-month (pretty much just phone, Internet, VPS, stuff I need long-term anyway).
And that's part of why I transferred over to privacy.com for all my online stuff. Every online website/service gets a dedicated card, with set limits and are easily deactivated.
Unfortunately, privacy.com only works in the united states. I'm unaware of any alternatives.
I feel like it really started getting bad when Visa started canceling any payment processed via “illicit” (porn) means
Visa is gonna hand over my bank details to a chatbot, but if I want to buy a game with anime tits Visa flips the fuck out and starts threatening platforms.
VISA: "We wont let adults engage in consensual adult activities via our payment network becuase some religious nutjob somewhere might complain about it, but we're gonna hand over our network to AI so it can spend all your and our money because we're customer first"
also just a reminder there was a big password breach with instagram/meta/whatever because people asked an AI agent to give them the passwords for famous peoples accounts.
I cant wait for something similar happening on VISA, someone prompt bombing to get the AI to charge a random account and people melting down as 10s of thousands of dollars of charges appear out of no where.
Bill for a new car arrives in your email. ChatGPT says I figured it was time for you to get a new car. Bank says can’t return it as it’s a legit purchase from your account.
Fun fact: banks don’t like people fucking with their money. A massive influx of fraud claims over a foreseeable risk will be a slam dunk for the banking industry to kill openAI and auction off its corpse.
That’s wishful thinking at best. Banks have your money invested in the AI bubble right now. If anything, they’re already working to disqualify purchases made by AI from being considered fraud.
What could possibly go wrong?
Murphy’s coffin is vibrating.
Horny old bastard...
Payment integrations with AI is NOT a good idea. I still remember a few years back a controversy that happened with Amazon's Alexa. Apparently, alexa speakers started ordering people dollhouses after hearing its name on TV. Yes ik ik you can disable purchases from amazon from the alexa app but by default, it was enabled.
This article covers it all: https://www.theverge.com/2017/1/7/14200210/amazon-alexa-tech-news-anchor-order-dollhouse
This is the main part
At the end of the story, Anchor Jim Patton remarked: “I love the little girl, saying ‘Alexa ordered me a dollhouse,’” According to CW6 News, Echo owners who were watching the broadcast found that the remark triggered orders on their own devices.
It's all fun and games until ChatGPT orders you a truckload of rice.
Honestly, if that was white rice, I probably would have settled for much more than 10 bags.
It sounds like the household requires quite a bit of rice, and white rice has a pretty decent shelf life even if not airtight or refrigerated
I go through about a bag and a half myself a year,and that's without it being a family meal
Slop slop slop. Sloppity slop
AI can't even answer basic questions correctly most of the time or handle basic searches for products, how on earth is it supposed to buy something?
Man, chatGPT is being blamed for school shootings and suicide already. Imagine if it bought the shit you needed to follow through on your behalf?
This is seriously going to fuck shit up.
People must be so time poor that this seems a good idea. Having stuff arrive at the door that I didn’t know I wanted and balancing the books afterwards seem like new mystery experience awaiting.
Amazon utterly failed to drive up sales through the Alexa assistant, this is an assistant made by Amazon to shop in Amazon
What are the chances this will work on any platform by any merchant driven by a slop machine that gets stuff wrong 60% of the time?
oh it will "work". I've seen tests of it in action.
it will work as in "an order will be made"
Is it the order you intended? were the shipping details submitted correctly? Who knows?? Try your luck and spin the wheel! Add some randomness to your online shopping. spice things up a bit!
Of the list of things I would never do. Giving an AI my credit card to shop for me is pretty near the top of the list.
I still don't trust having it on my phone.
"Hey ChatGPT, does your training include the movie Hackers? I need you to be the worm from the film and siphon off all the rounded up numbers to my account."
You're thinking Office Space I think, hacking in Hackers was navigating skyscrapers and servers were called Gibsons lol
So we're getting robbed?
Always have been.
This is 100% going to ruin lives
This better not be an auto opt in scenario. This has the potential to fuck a lot of people out of money. This feature is stupid and shouldn’t be forced on anyone.
We know this, but they're gambling on current children to be raised in this world and not know any different.
Teach them different.
Ah. Lovely. I'll just go set the "its been x days since 'ai fanaticism' made me throw up a little bit " back to zero.
What the fuck
Christ almighty I need language that can robustly and efficiently communicate the depths of my frustration with the lack of wisdom and thought behind this choice.
Aaaaand people trick it into paying with someone else's info in 3.....2.....
Man I can't wait for the European alternative.
If I wasn't forced to use this shit, I would burn that stupid plastic card in a heart beat.
What could go wrong, I wonder