Exactly. Imagine if Lemmy instance owners became legally responsible for everything that was posted on their server! Especially with the way federation works - instance admins would be having to de-federate from every other instance on day 1, and would basically have to approve every single comment on every single post to ensure they didn’t get in trouble with the law.
This is a terrible idea. It means a single bad actor could bring down a small social media site by themself really easily just by spamming illegal content and reporting it to the police themselves.
Yes, it is your fault for losing or breaking your own property. Take some responsibility. When I moved to a phone without a headphone jack while driving a car that I plug my phone in via headphone jack, I simply kept the adapter plugged in to the cable in the car. It never broke. It never got lost. It stayed there until I got a Bluetooth head unit.
I’ve still got it in a drawer ready for if I ever needed it again, but since I’m not an audiophile with a $10k+ sound system listening to FLACs from my phone I don’t need it.