I agree. Certainly while in public (e.g. public roads).

~~That said, I want to say that got proposed in the 90s and somehow the NRA not only defeated it at the federal level, but got congress to ban states from doing it. I could have just imagined that tho.~~

EDIT: https://sclawreview.org/article/gun-insurance-mandates-and-the-second-amendment/ (summary: there's a couple of laws [one state; one local], that will probably get SCOTUS review eventually, but are on the books for now; it's questionable whether insurance will cut down gun violence.)

I'd expect guns to be at least as regulated as vehicles, but I guess vehicles don't have their own amendment.

Yeah, if only there were an example of insuring and licensing for some other kind of common deadly consumer product.

Especially because this trash has no money to sue them.

That would just discriminate against poor people and people that live in high crime areas.