Ask Lemmy
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Manifestation doesn't work. Planning and then taking consistent steps towards your goals does however
In your 20s the stock market is for leaving a bunch of money in in the hopes you don't have to see it for a long time.
Fun is important, go socialize and hang out with peers. I'll keep you sane and it's how you wind up married if that's your thing.
And the headspace you want is discipline. It's "I need to do this so I can have what matters to me" not some magical thinking of "if I think of myself as rich money will flow to me. The only way that works is by bluffing your way into places money is and making people think you belong.
Most importantly though you're at an important age to listen to one of my favorite quotes from Iroh in Avatar "It's time for you to look inward, and start asking yourself the big questions. Who are you? And what do you want?"