this post was submitted on 26 Jul 2025
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Sorry Mullvad is a VPN company, just in case you need that.
I always buy things with a normal bank card, why would I use a credit card on a daily basis? You will have less grip on your finances, they aren't accepted everywhere, cost more than a bank account which you still need anyway, they are at a greater risk of getting abused and in most countries using them can only ruin your credit score.
That's the thing, any normal working human being will basically never come in a situation where this happens, and if they do, it is generally a simple explanation.
I understand privacy minded people don't really like this, but it does help find criminals. That's also a bit of an issue since high levels of privacy also mean that criminals basically have fair game since catching them will be harder.
Large cash payments may be needed in places and during times where non-cash are difficult or impossible. I have family who live in countries where having bank transfers would be cumbersome and are riddled with corruption, so I bring them cash. I once did get 9,500$ in cash (below the 10K limit) and they were paying for repairs for their home and the workers could only accept cash. Having a digital platform would have made all this impossible.
Well that is generally not an issue it is more the receiving end they check. If you take it from your bank there is a non issue besides maybe at a border.
And most completely corrupt countries don’t care either way