IoT means Internet of Things and it's mostly for purpose-built commercial applications, like running a computer as a kiosk or industrial controller. You could maybe put it on a Raspberry Pi or something.
If you want to run a gym, homelab, or office, Windows IoT may be for you. Otherwise, it's not for you. The reason there's no bloatware is to make your hardware run as smooth as possible so it can fulfill its fixed purpose.
https://learn.microsoft.com/en-us/windows/iot/product-family/windows-iot
While that's true, unfortunately you still issued them and powerful people hold them. Billionaires, with or without the IMF, will gleefully wring every dollar from your bones if they have to.
The "investors" even say in the article that if they can't pay the $2.6B soon they'll have to pay $6.6B later, so it should be a simple decision for Ukraine. Yes... a simple decision to put your people into poverty for the horrible crime of being invaded.
As we all know, nothing bad has ever happened when a country has an exorbitant debt after the conclusion of a years-long military conflict. So everything will be swell after Ukraine gives away nearly $3B instead of rebuilding the country.