Asklemmy

Pay off a bunch of debt. Invest the rest.

It's a boring answer, but it's true. I've had a stable financial situation rug-pulled from under me three or four times already in my adult life. I'm sick of it.

I don't even want to be financially stable for my own sake. I want to be able to tell my kids yes when they ask to eat at McDonald's more than once a week. I want to be able to help everyone I know who needs it. I want to be able to pay for my wife to fly back home to her grandma's funeral without worrying about if I need to sell a car to pay for it.

Setup a business idea I've had since I was young. I don't think it would work in the us so I'd try somewhere in Asia.

Alternate between going full retirement mode by turning the money into $200k a year and planning for a mass collapse by buying farmland tucked away in the Appalachian Mountains.

No I didn't.

Create a non-profit, make music, create a design studio, fund local collectives, invest on my retirement, maybe do a masters degree..

Buy real estate, bitcoin and some type of food truck

I'd buy a mountain and build a nature retreat so friends and family could visit. I'd probably only spend a million or two on it, after the land and off grid infrastructure I'd build it myself, making cabins and gazebos over time. I'd curate the land to be full of fruit bearing trees and make animal friends

Then I'd make more friends and invite people to stay. I'd look for damaged people and offer them a refuge from the world for as long as they want

I'd probably buy a significant amount of silver, yuan, and euros as insurance. The rest I'd hand over to a financial advisor after taking time to find someone I can trust, then I'd try to never think about money again

I'd spend most of my time enjoying a life surrounded by nature and friends who are free to live without worries. Travel occasionally to meet new friends and see more of the world, but mostly I'd just be happy to live freely

Get 3 week early access to the episodes of a youtube series

Pay off the house, and all debt, buy a Slate truck and a 30 year old Subaru. Install solar and a battery. Build an Earthship. Buy tools and other supplies at auction. Invest the rest. Shelter those in need. Tip well. Hunker down and prepare.

Pay off my parent's debt, retire them, pay off my own, spend my days reading comic books and messing around in Blender. Stay at my cheapish area, have my parents sell their house and move to a bigger one. Travel more since I'm near an airport. Avoid anything too expensive and live mostly the same lifestyle so it doesn't run out. Invest in the safest thing possible since at 5 mil youd be making 6 figures a year letting it sit.

I'd pay it all as a voluntary additional tax payment, the government would do a much better job than I could myself in making sure that the money really benefits the entire community.

Invest in opening a chain of actually good pizza restaurants in San Francisco.