this post was submitted on 21 Feb 2026
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A couple were told they faced a $200,000 (£146,500) medical bill when their baby was born prematurely in the US, despite them having travel insurance which covered her pregnancy.

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[–] shittydwarf@sh.itjust.works 82 points 1 hour ago (2 children)
[–] WolfLink@sh.itjust.works 4 points 24 minutes ago (1 children)

The problem in this story wasn’t actually the US this time, it was the Swiss insurance company.

[–] Buffalox@lemmy.world 1 points 9 minutes ago* (last edited 8 minutes ago)

I would say the problem also was a very high medical bill of $ 200k.

[–] atro_city@fedia.io 12 points 1 hour ago (1 children)

why would you go there??? this couple was asking for it

[–] thesohoriots@lemmy.world 3 points 17 minutes ago

Did you see how they were dressed my god

[–] slothrop@lemmy.ca 65 points 1 hour ago (2 children)

Their baby was born in an American hospital seven weeks early, but the couple said Zurich Insurance Group refused to uphold the policy and cover their costs because the baby was not named in the document.

After a nine month legal battle, Zurich has reversed its decision and told the BBC it was sorry for the stress caused.

[–] ThePantser@sh.itjust.works 24 points 1 hour ago

The unborn child that isn't allowed to have a name yet needs to be named in the document.

[–] Wildmimic@anarchist.nexus 34 points 1 hour ago

The legal proceedings had more time to mature than the baby lol

[–] JoshuaFalken@lemmy.world 40 points 1 hour ago (1 children)

Sylvester said the couple "made 100% sure Issy was insured to be pregnant, and any complications involving pregnancy whilst we were abroad were covered".

Sylvester explained: "Essentially what they said is that we would have been covered had the baby not survived. But the fact was that the baby survived."

"We weren't going to be covered for that, because we didn't put his name on the insurance policy."

As someone that wouldn't choose to travel into or through the United States, I can't say I would be surprised if I got back home after this ordeal and the medical bills started showing up. US healthcare will charge for anything under the sun. I half expect visitors will be sent invoices for travelling in the vicinity of a hospital in the near future.

[–] justme@lemmy.dbzer0.com 18 points 1 hour ago (1 children)

The insurance on question is not American, but from their home country. The ridiculous price is American though

[–] JoshuaFalken@lemmy.world 3 points 53 minutes ago

I realise that, my connecting thought was that the hospital looking at their insurance policy should have been able to understand the pregnancy was covered. Even with it being unclear due to the contract's wording, it should have triggered the billing department contacting the insurer for clarification.

That's not how America works though, they operate on a 'invoice first, ask questions later' approach. If one in a thousand bills get paid without question, the superfluousness is considered justified. Oh well, I would add this to my list of reasons to avoid the country if it weren't so long already.

[–] gravitas_deficiency@sh.itjust.works 6 points 49 minutes ago

Sounds like skipping the bill and never returning to the US is a great option here, tbh

[–] InvalidName2@lemmy.zip 1 points 4 minutes ago

There's so, so, so, so, so much I could say about this topic.

Number 1: Why are any of you cunts even coming to the USA anymore? Sincerest apologies for victim blaming, and obviously my stupid ass has not read the article (gonna do that later).

Number 2: US healthcare costs are a scam.

Number 3: Healthcare insurance is a gamified scam.

[–] expatriado@lemmy.world 33 points 2 hours ago (1 children)

used to be anchor babies, now is trapped in debt babies

[–] avg@lemmy.zip 12 points 1 hour ago (3 children)

Just don't pay, what are they going to do?

[–] Hadriscus@jlai.lu 9 points 1 hour ago (1 children)

I mean given all I hear it would not entirely surprise me that they would hold the baby hostage, at best

[–] wreckedcarzz@lemmy.world 1 points 34 minutes ago* (last edited 33 minutes ago)

Hospital: we gonna steal ur baby lol

Parents: oh no, you are going to feed it, bathe it, care for it, educate it, all on your own dime? Oh the humanity

Hospital: wait no not like that-

E: hospital: that's filthy socialism!

[–] atro_city@fedia.io 5 points 1 hour ago (1 children)

Exactly. You're already outside of the country. Let them send you bills. They aren't going to send the FBI to kick in your door because of unpaid bills...

[–] mangaskahn@lemmy.world 0 points 34 minutes ago

ICE, on the other hand, we send them to do all manner of things outside the US.

[–] JoshuaFalken@lemmy.world 1 points 1 hour ago

As artists that go on tour, the US leg likely provides a significant chunk of their income. If they were just on vacation, that's a different story.

Worth figuring out for them, as it boiled down to an administrative issue with unclear wording in the insurance contract.

[–] SnarkoPolo@lemmy.world 1 points 10 minutes ago

This is the Greatest Country In The World, sunny Jim, and you better thank Republican Jesus for our for-profit system! Otherwise you might be forced into free socialist health care, where you have to get vaccines and stuff for nothing, and only a godless communist wants that. /s

[–] HubertManne@piefed.social 5 points 1 hour ago

insurance in general in the us is increasingly security theater. Not just medical.

[–] pelespirit@sh.itjust.works 10 points 1 hour ago

And they wonder why our population is free falling. Between trump and it's too expensive, why would the wise ones do that?

[–] Triumph@fedia.io 1 points 23 minutes ago

Part of why medical bills in the US are so high is because if you don't pay them, they sell the debt to collections at pennies on the dollar.

Which means that the people who do pay the high prices are paying for those who don't or can't or won't.

Stop paying.

[–] Etterra@discuss.online 1 points 28 minutes ago

Just don't pay it.