this post was submitted on 21 Feb 2026
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A couple were told they faced a $200,000 (£146,500) medical bill when their baby was born prematurely in the US, despite them having travel insurance which covered her pregnancy.

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[–] InvalidName2@lemmy.zip 29 points 1 hour ago

There's so, so, so, so, so much I could say about this topic.

Number 1: Why are any of you cunts even coming to the USA anymore? Sincerest apologies for victim blaming, and obviously my stupid ass has not read the article (gonna do that later).

Number 2: US healthcare costs are a scam.

Number 3: Healthcare insurance is a gamified scam.

[–] shittydwarf@sh.itjust.works 132 points 3 hours ago (2 children)
[–] WolfLink@sh.itjust.works 12 points 2 hours ago (1 children)

The problem in this story wasn’t actually the US this time, it was the Swiss insurance company.

[–] Buffalox@lemmy.world 26 points 1 hour ago* (last edited 1 hour ago) (1 children)

I would say the problem also was a very high medical bill of $ 200k.

[–] dharmacurious@slrpnk.net 8 points 1 hour ago (1 children)

Yes. You're right. Our healthcare system is absolutely bonkers bananas insane, and that's before you calculate in the cruelty. And as US citizen, I strongly advise everyone who isn't to avoid this country like the plague.

However, if I travel to Switzerland or Canada or Italy or wherever, as a tourist, I am not covered if I go in the hospital. I still need to carry travel insurance, and if I don't, or if it doesn't cover something, then those countries with their modern, sensible healthcare systems will charge me out of pocket, just like an American hospital. The difference is that in America, even the citizens aren't covered by default, and the amounts are astronomical compared to other countries.

It's a shitty system all around, and frankly, I genuinely believe that if it weren't for America's weird fetish for as much money as you can possibly choke on, we would probably have started building an actual universal healthcare system for the global community, so that you're covered by default even when traveling. But like with most things, the right wing nonsense has held us so far back that that is so unlikely as to seem utterly impossible

[–] alfert@feddit.dk 2 points 45 minutes ago

Yes if you come here to Danmark from the US you will not be covered. But if you are from a country in the EU you will in most cases be covered and don't have to pay anything for being hospitalized.

[–] atro_city@fedia.io 18 points 3 hours ago (1 children)

why would you go there??? this couple was asking for it

[–] thesohoriots@lemmy.world 12 points 2 hours ago

Did you see how they were dressed my god

[–] slothrop@lemmy.ca 98 points 3 hours ago (2 children)

Their baby was born in an American hospital seven weeks early, but the couple said Zurich Insurance Group refused to uphold the policy and cover their costs because the baby was not named in the document.

After a nine month legal battle, Zurich has reversed its decision and told the BBC it was sorry for the stress caused.

[–] ThePantser@sh.itjust.works 53 points 2 hours ago

The unborn child that isn't allowed to have a name yet needs to be named in the document.

[–] Wildmimic@anarchist.nexus 61 points 3 hours ago

The legal proceedings had more time to mature than the baby lol

[–] JoshuaFalken@lemmy.world 55 points 3 hours ago (1 children)

Sylvester said the couple "made 100% sure Issy was insured to be pregnant, and any complications involving pregnancy whilst we were abroad were covered".

Sylvester explained: "Essentially what they said is that we would have been covered had the baby not survived. But the fact was that the baby survived."

"We weren't going to be covered for that, because we didn't put his name on the insurance policy."

As someone that wouldn't choose to travel into or through the United States, I can't say I would be surprised if I got back home after this ordeal and the medical bills started showing up. US healthcare will charge for anything under the sun. I half expect visitors will be sent invoices for travelling in the vicinity of a hospital in the near future.

[–] justme@lemmy.dbzer0.com 25 points 3 hours ago (1 children)

The insurance on question is not American, but from their home country. The ridiculous price is American though

[–] JoshuaFalken@lemmy.world 6 points 2 hours ago

I realise that, my connecting thought was that the hospital looking at their insurance policy should have been able to understand the pregnancy was covered. Even with it being unclear due to the contract's wording, it should have triggered the billing department contacting the insurer for clarification.

That's not how America works though, they operate on a 'invoice first, ask questions later' approach. If one in a thousand bills get paid without question, the superfluousness is considered justified. Oh well, I would add this to my list of reasons to avoid the country if it weren't so long already.

[–] gravitas_deficiency@sh.itjust.works 12 points 2 hours ago (1 children)

Sounds like skipping the bill and never returning to the US is a great option here, tbh

[–] orbituary@lemmy.dbzer0.com 1 points 1 hour ago

So is reading the article.

[–] expatriado@lemmy.world 40 points 3 hours ago (1 children)

used to be anchor babies, now is trapped in debt babies

[–] avg@lemmy.zip 15 points 3 hours ago (4 children)

Just don't pay, what are they going to do?

[–] ParlimentOfDoom@piefed.zip 3 points 1 hour ago

Repossess the child.

[–] Hadriscus@jlai.lu 15 points 3 hours ago (1 children)

I mean given all I hear it would not entirely surprise me that they would hold the baby hostage, at best

[–] wreckedcarzz@lemmy.world 5 points 2 hours ago* (last edited 2 hours ago)

Hospital: we gonna steal ur baby lol

Parents: oh no, you are going to feed it, bathe it, care for it, educate it, all on your own dime? Oh the humanity

Hospital: wait no not like that-

E: hospital: that's filthy socialism!

[–] atro_city@fedia.io 7 points 3 hours ago (1 children)

Exactly. You're already outside of the country. Let them send you bills. They aren't going to send the FBI to kick in your door because of unpaid bills...

[–] mangaskahn@lemmy.world 1 points 2 hours ago

ICE, on the other hand, we send them to do all manner of things outside the US.

[–] JoshuaFalken@lemmy.world 3 points 2 hours ago

As artists that go on tour, the US leg likely provides a significant chunk of their income. If they were just on vacation, that's a different story.

Worth figuring out for them, as it boiled down to an administrative issue with unclear wording in the insurance contract.

[–] SnarkoPolo@lemmy.world 3 points 2 hours ago

This is the Greatest Country In The World, sunny Jim, and you better thank Republican Jesus for our for-profit system! Otherwise you might be forced into free socialist health care, where you have to get vaccines and stuff for nothing, and only a godless communist wants that. /s

[–] pelespirit@sh.itjust.works 13 points 3 hours ago

And they wonder why our population is free falling. Between trump and it's too expensive, why would the wise ones do that?

[–] HubertManne@piefed.social 7 points 2 hours ago

insurance in general in the us is increasingly security theater. Not just medical.

[–] Etterra@discuss.online 3 points 2 hours ago

Just don't pay it.

[–] Triumph@fedia.io 2 points 2 hours ago

Part of why medical bills in the US are so high is because if you don't pay them, they sell the debt to collections at pennies on the dollar.

Which means that the people who do pay the high prices are paying for those who don't or can't or won't.

Stop paying.